Rebuilding is hard enough. The process shouldn't be.
If your family lost a home in the fires, you are managing grief, insurance, and a construction project at the same time. Our role is to carry the process - the permits, the paperwork, the programs, the schedule - so you can carry everything else.
The whole path, carried
- The permit package - prepared, submitted, and tracked through the expedited rebuild lanes your jurisdiction offers, including like-for-like pathways where they apply.
- Insurance-format documentation - scopes and records organized the way adjusters need them, so reviews move instead of stalling.
- Your ALE clock - California law extends additional-living-expense coverage to 36 months for declared-emergency losses when delays are beyond your control (Ins. Code 2060, verified 2026-07-06). We build the schedule against that clock and document every delay that isn't yours.
- Program navigation - we track which recovery programs are open, closed, or waitlisted, and we tell you the truth about each before anyone fills out a form.
- The rebuild itself - design concepts, engineering coordination, and construction under one accountable team.
Programs we track (and what's actually true)
Program status changes fast. Every item below shows when we last verified it - and we re-verify before it enters any plan of yours.
CalAssist Mortgage Fund
Up to 12 months of mortgage payments (max $100,000 per household), paid directly to your lender, no repayment - for homes destroyed or made uninhabitable in declared disasters from January 2023 through the January 2025 firestorms. More than 1,100 LA-area households funded as of May 2026.
Verified 2026-07-06 (CalHFA / governor's office releases). Eligibility windows and remaining funds change - we confirm before you apply.ALE 36-month extension
For declared-emergency losses, additional living expenses coverage runs at least 24 months, and your insurer must extend to 36 when good-faith delays (permits, materials, contractor availability) are beyond your control. Documenting those delays is part of our job.
Verified 2026-07-06 (Ins. Code 2051.5/2060, SB 872). Navigation, not legal advice.SBA disaster home loans
The mid-2026 disbursement-acceptance deadline has passed; undisbursed approvals are now handled case-by-case. If you hold an SBA approval you haven't drawn, bring it to the first call - timing matters.
Verified 2026-07-06. Case-by-case - we help you ask the right questions.What we won't do
We don't market programs that are proposed but not real, we don't promise waitlisted money, and we don't use your urgency against you. If a program is closed, we say so and show you what exists instead.
Standing policy.The difference, honestly stated
The industry norm
- You assemble the insurance documentation.
- You gather the permits checklist and stand in the queues.
- You track the program deadlines.
- Then a builder builds.
The D'Well path
- We assemble the documentation in insurer format.
- We prepare, submit, and track the permit package.
- We watch the programs and your ALE clock.
- The same team then builds - and stays accountable.
Our fair-pricing pledge
California law caps post-disaster repair and reconstruction pricing (Penal Code 396), and we hold ourselves to it as policy, not just compliance: documented pre-emergency pricing, transparent quotes, no deposit pressure, and a written contract with every notice the law requires - including the 7-day right to cancel that applies to disaster rebuild contracts.
Start with a conversation, not a contract
A principal answers, listens, and maps your next three steps - whether or not you build with us. Fire-rebuild families always reach a person, not a funnel.
Call (424) 363-3937